Residents and citizens of the following countries cannot open the Account and hence cannot use the PayRedeem eCards: Afghanistan, Albania, Belarus, Benin, Bosnia and Herzegovina, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Comoros, Cuba, Democratic Republic of Congo, Djibouti, Equatorial Guinea, Eritrea, Ethiopia, Gabon, Gambia, Guinea, Guinea-Bissau, Iran, Iraq, Kosovo, North Korea, Lesotho, Liberia, Libya, Madagascar, Malawi, Mali, Mauritania, Mayotte, Mozambique, Myanmar, Niger, Pakistan, Palestinian territories, Republic of Congo, Reunion, Russia, Rwanda, Saint Helena, Sao Tome and Principe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, Sudan, Swaziland, Syria, Togo, Vanuatu, Venezuela, Yemen, Zimbabwe.